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Home Insurance
Dwelling, contents, and liability protection tuned for California — including wildfire, earthquake, and water-damage coverage where appropriate.
Lic #OI41637
Home Insurance
What's covered
Typical coverage
- ✓ Dwelling + other structures
- ✓ Personal property
- ✓ Loss of use
- ✓ Personal liability + medical
- ✓ Wildfire / hazard add-ons
- ✓ Bundled auto savings
Why OGI
Built around you
- 1
Independent agency — we shop multiple home carriers
- 2
Local CA office that knows wildfire underwriting
- 3
Real human help at claim time